Bad Company 2 Squad Tactics

Colin featured the following video by Coyno on his channel yesterday and I think it’s worth posting here. Bad Company 2 squad tactics on Valparaiso.

I’ve only watched part 1 but I love how they distracted the enemy while someone else on their team got the plant on the one remaining crate. Having been on the receiving end of that type of attack I can tell you it’s highly effective!
More after the break ..
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I don’t think anyone plays Bad Company …

I don’t think anyone plays Bad Company 2 Onslaught any more. Or at least hardly anyone does and it’s only been out a short while (which makes things worse!)

If Onslaught is the bastard child of Bad Company 2 that nobody wants to know about then it’s curtains for it. In Onslaught review Fieldoperative suggests some disturbing figures for Xbox usage of the game:

I don’t wanna be dramatic and everything, but have you checked the latest Major Nelson‘s Xbox Live Activity lists? Well, for a whole month now BFBC2 has dropped even below COD4! Which is very alarming, because when once in a while I play a few COD4 matches, I check how many people are online and there aren’t more than 20.000-25.000 at any given time!

If there are fewer than 20,000 people playing Bad Company 2 regularly then it’s going to be really hard to play Onslaught, a DLC that requires further monetary commitment.

Anyway, I had a quick game over lunch. I went looking for an “easy” game, any level, and found a game on Valparaiso, played by a solitary soldier, SKMG42, fighting against the odds. He had made it right to the last base when I joined and with only a few kills left the game ended in a win. He scored 155 kills, but it took 33 minutes to do it! I stuck around for the next one and we had a chat about the game. Unfortunately his friends haven’t bought the DLC and he spend quite some time looking for a game to play. I presume he created a “public game” but it took 33 minutes for someone to join him? That’s depressing and a bad sign.
We had fun, I came out of the game with 79 kills and 3 deaths. We were desperately looking for an engineer kit in the last base to take out the tank but all the enemy soldiers are assault or medics! Took us 12 minutes this time. Not great but there were only the 2 of us there.

I joined Mike in a game last night and ended up playing against him first. I hopped in a tank doing some damage to his team and he almost blew up the vehicle with C4 but got killed just before he hit the trigger. When the tank did blow I quit and asked him to invite me later. Which he did! I ended up on his team attacking and had good fun.
Here’s a tip (if you didn’t know it already), if you’re attacking lay down C4 on the crate. We were attacking on Port Valdez. I took a quad bike and raced down to Alpha with Mike. Dived into the house and plastered explosive all over it. Jumped out and pressed the trigger. 360 points later and I had a big grin on my face. 🙂

We eventually won the round. A memorable moment in the last base was when Muse got killed by a medic sitting on top of a filing cabinet next to Bravo. I took the medic out, grabbed Muse’s medic kit and revived him. We defended the crate until it blew! Woo!

Buying a house in Ireland

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Buying a house will probably be the biggest purchase most people will make in their lives. The process is littered with the baggage of ages, you have to get your own engineer, a solicitor must check the title of the land even though it may be a new estate, money goes here, money goes there and it’s all very stressful.

I went through that hell almost 2 years ago but it was brought to mind again recently when I was asked for advice on the subject. I’m no auctioneer or lawyer but here is a list of what I think you need to do when making a house purchase. The list is tailored towards the first time buyer because that’s exactly what I was when I bought. If you already have a property you have the headache of selling that too.

How big is your mortgage?

Finding the best mortgage is a tricky problem and there are a number of options – go directly to a bank or go through a broker. Hopefully your broker will be independent and will give you the best mortgage he can find but seems unlikely in light of the fact that brokers receive varying commissions from different banks and lending institutions. Brendan Burges answers frequently asked questions about mortgages on the askaboutmoney.com forums covering topics as diverse as mortgage repayment protection, tax relief and insurance.

Budget

You have your mortgage but besides the cost of the house, there are fees for all the services you must use to make the purchase. A solicitor will normally charge 1% or even 1.5% of the house price for their services. An engineer will charge anything from €400 and up depending on the size and condition of the property. You’ll also have to set aside money to purchase furniture and all those things your parents had in the kitchen that you took for granted. I have to admit I completely misjudged how much this would cost. If you like spending money though, buying for your home can be as satisfying as buying the latest gadget or a new pair of shoes!

Hire a solicitor

Look up the Golden Pages and point your finger at the page and you’ll find a solicitor. Some are better than others, some are more paranoid and careful. You want the paranoid one on your side. Ask friends or family for recommendations. If you’re in Cork, email me and I’ll recommend the solicitor I used.

Find your dream home

It may seem strange that this is not top of the list but it’s useless dreaming about owning a mansion if you can’t afford it. Getting mortgage approval first and finding out what your budget is will help bring your dreams more in line with reality and possibly down to earth with a crash. Use myhome.ie, and use Google to find local auctioneers. Examine the prices in the area you’d like to live. If you are really diligent, go down to City Hall or the local council and find out what developments are in store for your area in the next five years. You don’t want a sewage plant opening next door.

Hire an engineer

Your broker or bank, or solicitor, or somebody will recommend an engineer or architect. He’s important because he’ll spot the damp wall that means you may have to spend thousands on a new heating system. It’s also a formality too because he can only do a visual inspection unless he rips up floor boards, moves built-in storage out of the way and peels back wallpaper. There will be things he misses that you’ll curse him for months later. You’ll have signed his disclaimer form so just live with it. The banks want someone qualified to certify that the building you’re spending their money on is something they can sell in the event that you default on the mortgage. Why the buyer can’t hire an engineer and provide that report to each buyer is beyond me, but that’s “how it’s done” here.

House Valuation

The bank will send someone out to value the house, but guess who pays? It’ll cost you, the buyer, about €100.

Haggle and Bargain

By the end of the process, you will regard auctioneers as the lowest form of … Let’s just say, they probably squeezed you for every penny you’re worth didn’t they? If you’re a first time buyer the auctioneer is going to love you. You can be a quick sale, he gets his commission and deal’s done. Use that when you’re haggling over the price of the property. I’m not very good at this, if you aren’t either, it might be worth doing some research and practicing. It could save you a few thousand Euro. You do not not sign a contract yet.

House Insurance

Why do I need house insurance before I’ve bought the house? It’s because you have an interest in the property. You will also want to have the house insured the moment you sign on the dotted line. What if someone burns down your new home the same day you buy it? It’s another requirement that you have house insurance before the bank releases the funds for your mortgage. You can buy from the bank or broker providing you with the mortgage, but you probably shouldn’t. Shop around. 123.ie is one site that springs to mind but almost every insurance company has a website these days where you can get an online quote.

Mortgage protection policy

Nobody likes to think about death but a life assurance policy is another of the bank’s requirements before you can get a mortgage. If you die, the bank wants the loan they made to you paid off quickly and without fuss. A life assurance policy does that. Like the purchase of house insurance, you should shop around. Rates and options can vary wildly, but the cheapest policy is one that covers only death, and where the amount paid out decreases with the life of the policy, in line with the mortgage value.

Sign on the dotted line

Once your mortgage has been finalised, your house insurance bought and all the land registrary checks made by your solicitor, then you can sign the contract to buy the house. If your mortgage isn’t ready, and on the off chance that something goes wrong (perhaps a problem with your life assurance?) that makes buying a mortgage impossible, the seller could sue you or make life very difficult for you by looking for the agreed price of the property. If all goes according to plan then well done, you’re on the property ladder! You’ll owe the bank a huge sum of money every month for the foreseeable future “but at least you own your own home”! I owe the bank a big fat mortgage too so I’m in the same boat. 800 mortgages are issued every day in Ireland and despite the rise in interest rates that doesn’t look like it’s going to slow down any time soon.

Related Links

  1. Your local library will have a booklet called “Using the Internet for… Buying a home”. It’s part of the Life Steps Government scheme and the contents are available online too. Their quick guide is an excellent collection of links to sites such as Oasis.gov.ie, moving.ie and the independent Irish Financial Services Regulator (ifsra) who are an excellent source of advice.
  2. The mortgages and home buying forum on askaboutmoney.com is worth a visit too if you have questions to ask.

If you have any suggestions for improvements to this list don’t hesitate to leave a comment below. Thanks Mel for reviewing my original list and making suggestions!

PS. The bungalow pictured above is in Blarney, I won’t say where but the list price on the auctioneer’s website was €330,000. Apparently it finally sold for €375,000!

If you are selling a house, about.com have a guide on how to prepare your house for the sale and showing it off. This might be useful too when you’re buying. You’ll spot the tricks!

Kathy Foley warns that you may be paying too much for conveyancing. She advices that by shopping around you should be able reduce your bill to less than €1,800.

So I shouldn’t have to pay more than €1,200 or €1,300 if I go for the best deal?

You should be able to get the conveyancing done for this amount, although you might have to pay up to €1,800. “If you pay more than €1,000 plus Vat and outlays for a standard conveyancing, you are paying too much,” said Leonard.