Google Photos will start counting your uploads against a storage limit from tomorrow. Make sure you upload anything you’ve been meaning to upload in the next few hours!
Also go into your shared albums and click the “Save photos” button if you want “local” copies of any photos shared with you.
I’m sticking with Google Photos. The ease of sharing photos and AI search make it worth while, but I will be disabling automatic upload off my phone. I take too many snapshots that I don’t care enough about to pay for them.