Donncha, you don’t need to buy extra hardware to copy an mp3 to your phone – simply upload it to one of the many free web servers out there (or your own, if you have one), get the address of it, and use the WAP technology built into every modern phone to go to that address. the phone will download it, and you can then use it for your ringtone. Total cost? probably about one cent. My wife has a Thundercats ringtone which I installed from a Midi file using that method.