Just letting you know that so far I’ve contacted Peter Kelly my local FGer and he has mailed back to me but it’s less than clear what they’d do so I’m going to forward my query to Richard Bruton who’s address Peter Kelly gave me.

In the meantime I found out that all the rates etc are on Aertel Page 451 which means we’re getting well up towards 100% of the population with instant access to the information.